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Showing posts from February, 2021

Can you Invest in Education? How the Rise of Online Learning Creates Opportunities for Investment

© Provided by The i Darius McDermott is managing director of research house FundCalibre  Technology has become a critical force since the turn of the millennium. Whether it’s banking, shopping, or even healthcare, almost every area of our lives is now digitally driven.  But although e-learning has been around for years, it has primarily been for higher education degrees completed remotely, or resources like online books. Our education system generally hasn’t really changed much: it’s still largely delivered by one adult standing in front of a class full of many children.  Education sector slow to adapt  The education sector has been slow to adapt to digitalisation, a deficit laid bare by the global pandemic.  As most parents struggling with home schooling will attest, in the first lockdown at least most work was set in written format on something like Google classrooms with completed tasks emailed to the teacher each day. In lockdown three, some have mov...

Five Ways To Take Control of Your Personal Finances

Reading Time: 3 minutes  2020, the year that took us by surprise. While we’re trying to move forward in 2021, there is something to consider about the year the pandemic arrived on our shores. Were you financially prepared? Unexpected job loss, lowered incomes, and job furloughs were all a part of last year’s challenges, so now as circumstances start to improve, and global hope is increasing, it’s time to consider your personal finances and take control of them. Here are five top tips to help you succeed. Invest your money and save  A highly important part of managing your money is knowing where to put it. While paying bills and life expenses is first and foremost, the money you don’t need to cover bills should be going somewhere safe. Most people choose to save extra money for rainy days and this is wise, but investing is also another way you can “save” while earning more. Whether you choose to set-up a savings account, invest in real-estate or 401k, financial...

What You Need to Know to Tame Your Debt

By Kaylie Reese Debt isn’t something we often talk about in casual conversation, but it’s something millions of Americans struggle with at different points of their life, whether it’s student loans or a home mortgage or from credit cards.  According to data recently compiled by Experian, American consumers carry more than $90,000 in debt on average.  If you’re someone like me, who likes to set goals, why not consider finding a way to manage your debt?  My partner and I are planning to enter the market to buy a house in the near future, but with our high student loan debt and car payments, in addition to other monthly expenses, we decided to get in better financial shape before doing so.  So in an effort to learn sustainable ways to tame our debt, I reached out to financial experts who live and work in Greater Bangor. Here’s what they shared.  Don’t hide from debt  Even if we don’t talk about it very often, debt is extremely common.  Approximately 80...

5 Tips to Stay Focused on Your Financial Goals in 2021

January 18, 2021 5 min read  Opinions expressed by Entrepreneur contributors are their own.  This is the fourth in a series of original columns for Entrepreneur.com by Laura D. Adams that will publish two Mondays a month. And don't forget to purchase a copy of Adams' latest book for Entrepreneur Press, Money-Smart Solopreneur: A Personal Finance System for Freelancers, Entrepreneurs, and Side-Hustlers, via Amazon | Barnes & Noble | Bookshop | IndieBound. If you're like most, you're ready for a new year with fewer challenges to your health and wealth than 2020 presented. While this post won't help you avoid Covid or shed any of that unwanted quarantine weight, it will give you essential tips to refocus your financial goals.  Even if you don't care for annual "resolutions," the new year is a perfect time to reflect on the past, analyze the present and dream about ...

Learn the Best Programming Language in 2021

With the dynamic nature of the technology landscape, new technologies are emerging every day. This rapid emergence of technology is fuelling the demand for new skills and knowledge among today’s workforce across industries. The year 2020 has seen a surging demand for programmers and developers in diverse industries. The programming and developer communities are emerging exponentially than ever before as computers are significantly useful for organizations to process business efficiently. There are various new programming languages coming up that are suited for developers who want to grow their career.  While programming languages are set to generate more job opportunities, we have compiled a list of the best programming languages that will be in-demand in 2021.  Python  Python is one of the widely accepted programming languages. As a fast, easy-to-use language, it is widely used to build scalable web applications in the industry. Python provides rich library support. I...

Why the Future of Learning is Digital and for Everyone

Studying the Future of Online Learning  Not only does online learning offer greater flexibility and access to education, but students and employers also reap long-term benefits and rewards.  Online Learning in Higher Education  According to Online College Students 2020:Comprehensive Data on Demands and Preferences, a report by Aslanian Market Research and Wiley Education Services, 78% of online college students believe their program was worth the overall cost, and 38% of students and graduates plan to take additional courses with their alma maters. Additionally, 74% of online college students want to use mobile devices to help them progress through their courses.  The studies also revealed a wide range of online student demographics. Most online students, 37%, fall within the 25 to 29 age range, while 22% are 55 or older, 19% are between the ages of 18 and 24 and 18% are between 40 and 54.  Thirty-three percent of online college students are first-generation ...

Why is Digital Transformation Still So Difficult Today?

Post written by Leslie Willcocks, Emeritus Professor of Work, Technology and Globalization at LSE’s Department of Management.  Businesses today face a digital catch-22. Unless they succeed at digital transformation, they will become irrelevant. But digital transformation is costly, difficult and the required investment may be more urgently needed elsewhere in the short-term.  Why is digital transformation still so difficult today? After all, it has been on many executive agendas for a decade or more.  Many organizations digitize – convert something into a digital format usable by computers – or even digitalize and deploy digital data and technologies to improve business operations. For example, automating a procurement process, and using algorithms to make procurement decisions and analytics software to provide insight. But this only impacts procurement; it is not digital transformation, though many might think, or hope, it is. To succeed at digital transformation...