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A woman has shared her top money-saving tips after paying off her £20,000 debt – without giving up frivolous treats. Shaurna Cameron, 29, first experienced issues with her finances when she graduated from university in May 2013. The money troubles began after she secured her first full-time job with a salary of £17,000. At the time, Shaurna felt “rich", which spurred her on into spending money on clothes, bags and "useless items", as well as expensive trips. If she couldn't afford it on her monthly earnings, she would put herself into debt by using a credit card. It wasn't long before Shaurna was buried in debt. “When I couldn't afford to pay for my flights outright, I wouldn't hesitate to put this money onto a credit card,” said Shaurna, a compliance specialist. “This meant that by June 2016 [three years later], I had accrued around £20,000 of credit card and loan debt. “Initially I didn't really take it seriously – I was 24, living at h...

Here’s how to figure it out. Manhattan Institute fellow argues that college diversity studies have created a profitable 'growth industry' in the corporate consulting world. Borrowing for college is considered a given by many families.  Fifty-five percent of families said they plan to take out student loans this year, according to a recent survey by College Ave Student Loans, a provider of private student loans. Of those families, slightly more than half say they expect to borrow $10,000 to $40,000 in loans, while 23% say they plan to borrow $75,000 or more, according to the study.  But how much is too much? There is no one answer, of course. It depends on several things, including: how long the student takes to graduate; how much he or she stands to make after graduation; and what resources a family has. Each family needs to determine the number they can afford to avoid becoming unduly burdened by education loans. "I often hear from families, ‘We got in, we’re...