Trapped in Debt

Getting caught up in debt is a very scary thing because it can interfere with your emotions, actions and daily affairs. 

It is important to manage the cash flow not only of the company but also for personal use as well. 

Problems occur when your cash flow is negative 

1. Make a loan with a creditor - debt with a credible party such as a bank 

2. Sell assets - to earn cash 

3. Work overtime 

4. Look for more expensive salaries and bigger responsibilities 

5. Withdraw savings for medical expenses 

6. Failure to save monthly income for the future 

Be careful and not wasteful when shopping as a practice. While investing, buying low risk stocks and buying takaful / insurance products as protection income for the unexpected risk are the best options for you. 

Release anxiety …….