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More than half of people do not think income protection is important, a new survey suggests.  A further 12 per cent don’t understand the value of an income protection policy, according to research from Shepherds Friendly.  This is despite finding fewer than a third of people could rely on their savings if they lost all sources of income, suggesting the vast majority would benefit from a policy paying out a regular sum if they were no longer able to work due to illness or injury.  Some four in ten could afford their current lifestyle for up to three months, and 12 per cent would only be able to last a month. Families are even less likely to have a savings buffer, with just 19 per cent of households with children saying they could rely on the money they’ve saved. Some 18 per cent say their finances would last them no more than a month.  Visit Money Marketing‘s Protection Zone for more  Shepherds Friendly chief executive Ann-Marie O’Dea says: “The consequences of ...

Host of the Make Meaning Podcast, Owner at Your People LLC PR/Marketing company, Founder of the Make Meaning Movement, Author of 8 Books.  My son wanted to run a half-marathon for a while. As a high school cross-country runner, he longed to pass the 5K mark and run clear to 13.1 miles. But he knew it would take planning and preparation. So he did some research to figure out the best way to build up to running such a long distance and devised a plan to follow over the course of several months. Since most major races are sidelined or canceled due to the pandemic, he created a course of his own and set a date in later summer.  Every week on his calendar was flagged with a new purpose, which helped him get to his goal mile by mile and day by day. After four months of thoughtful, planned training, he ran his 13.1 miles, with all the exhilaration and satisfaction of a job well done.  His step-by-step, planned approach to achieve his goal is quite similar to how I g...

When an outbreak strikes the impact faced by residents or employees is savings.  Either savings decrease or increase. How long can it last? If observed, on average, the bank gives a moratorium for six months and some give extension three more months.  Interest free cash assistance is also provided to help those affected. The lesson from the epidemic, is how much 1/3 of the income should be saved for a brighter future. There are many things to think about when having something that is not yet guaranteed. Unable to pay, unprofitable and face difficult periods to keep cash flow alive.  Introducing an instrument that focuses on the beginning and the end for the family and the golden day. Whether you like it or not it is a necessary discipline and make it a backup plan  Then finally here is good news for you  Start today !!!

How to Use Marketing Strategy for Businesses?  This year has been a very challenging year for business  Losing income and business are painful and new users are looking to train new skills, which means get new skill set is a great way to upgrade knowledge after hard time hit by pandemic If you are not already using online platform to upgrade skill but would like to give it a go, you are in luck, because affiliates have got a guide to teach you everything you need to know about Digital Marketing.  Enroll Now!  

Identify the type of policy or certificate and determine who will be nominated There is an effective way to protect income in the event of an unforeseen occurrence while operating a business. Starting a business costs a lot of money, and time is very important to keep the business going.  Which assets and liabilities to protect?  Building - Factory - Management staff - Employee - Loans The benefits are  Tax exemption: you must refer to the appropriate authority if you do not understand tax exemption.  Begin to practice rewarding and protecting the business and staff from risks contained in the policy or certificate Why do you have to ask?  Analyse your needs and assess the risks you are willing to accept

Develop the right new skill set in today's market  To address the shortage of skilled workers behind the scenes of enterprise business, the Java Web Developer course designed specifically for students is being introduced.  Students will work on the back end of infrastructure, android applications, cloud systems and more. For more info about Java Web Developer, reach out e-Life and Work to help better understand your need

Getting caught up in debt is a very scary thing because it can interfere with your emotions, actions and daily affairs.  It is important to manage the cash flow not only of the company but also for personal use as well.  Problems occur when your cash flow is negative  1. Make a loan with a creditor - debt with a credible party such as a bank  2. Sell assets - to earn cash  3. Work overtime  4. Look for more expensive salaries and bigger responsibilities  5. Withdraw savings for medical expenses  6. Failure to save monthly income for the future  Be careful and not wasteful when shopping as a practice. While investing, buying low risk stocks and buying takaful / insurance products as protection income for the unexpected risk are the best options for you.  Release anxiety …….